About Term Life 4 Dentists
We focus on life insurance for dental professionals, and their referrals.
Safe secure and reliable. Our website was designed for you.
Term Life 4 Dentists exclusively markets life insurance protection to Dentists and their referrals. Our association with Dentists is special and we take pride in the trust you show in working with us.
Termlife4dentists.com is a division of John M. Hammer & Associates, Inc., a Florida based life insurance agency founded over 50 years ago.
My name is Michael Spoto. I am the owner of John M. Hammer & Associates and termlife4dentists.com.
Also a licensed insurance agent with over 20 years of experience selling life and related insurance products to Dental professionals.
I come from a family of Dentists and my insurance career began with me working with Dental professionals, their families and staff.
My father is a retired Dentist and my brother currently practices. I also have numerous uncles and cousins who are currently practicing or retired from careers in Dentistry.
In 1991 I joined John M. Hammer & Associates, an independent insurance agency located in Tampa Florida. I continued contacting and working with Dentists all over the state, as well as other parts of the country.
As my practice grew so did my list of Dental clients. Because we enjoy our association with Dentists and their referrals, we decided to expand our efforts to reach and help Dental professionals all over the country.
We developed a simple safe and secure website that is designed to offer Dentists, their families and staff an easy “no pressure” way to shop real time life insurance rates from multiple top rated insurance companies and compare plans.
All from the comfort and convenience of your computer. Our goals is to provide Dentists and their referrals of family and staff, a virtual life insurance shopping experience with a personal touch.
My name is Michael Spoto. I am the owner of John M. Hammer & Associates and termlife4dentists.com.
Also a licensed insurance agent with over 20 years of experience selling life and related insurance products to Dental professionals.
I come from a family of Dentists and my insurance career began with me working with Dental professionals, their families and staff.
My father is a retired Dentist and my brother currently practices. I also have numerous uncles and cousins who are currently practicing or retired from careers in Dentistry.
In 1991 I joined John M. Hammer & Associates, an independent insurance agency located in Tampa Florida. I continued contacting and working with Dentists all over the state, as well as other parts of the country.
As my practice grew so did my list of Dental clients. Because we enjoy our association with Dentists and their referrals, we decided to expand our efforts to reach and help Dental professionals all over the country.
We developed a simple safe and secure website that is designed to offer Dentists, their families and staff an easy “no pressure” way to shop real time life insurance rates from multiple top rated insurance companies and compare plans.
All from the comfort and convenience of your computer. Our goals is to provide Dentists and their referrals of family and staff, a virtual life insurance shopping experience with a personal touch.
|
Our goal is to provide you a virtual experience with a personal touch |
|
Our site is especially deigned for and exclusively marketed to Dentists and their referrals |
|
We offer a no pressure life insurance experience...never any pressure or obligation |
Real time life insurance quotes
|
Secure online application initiation
|
No face to face meetings with an agent
|
Phone consultations for complex situations
|
Experience with hard to place risks
|
Expert advice on other products especially for Dentists
|
Anonymous information exchange
Our Experience
Our agency has been serving professionals and family businesses with insurance planning solutions for over 50 years with a focus on Dentists for the last 20 plus years. Our experience in insurance planning provides our clients with an advantage when it comes to finding the best product to fulfill their needs. While this site is designed for no pressure do it yourself insurance shopping, we do offer our site visitors a full service experience upon request. We offer both term and permanent insurance products as well as “no medical exam” coverage and solutions for hard to place risks. We also actively assist Dentists in purchasing coverage for Buy-Sell Agreements, Key Person Coverage, and Estate Planning. Whether you have a simple do it yourself insurance need or a complex situation, turn to us for help with your insurance planning needs.
As A Client Some Of The Benefits You Will Enjoy Include:
- One click availability to real time life insurance quotes from multiple top life insurers
- When available, clients receive information on coverage upgrade offers
- Assistance with complex planning matters such as Buy-Sell coverage, Key Person insurance or Estate Planning
- In-force policy assistance \ clients receive assistance with servicing matters on in-force policies
- A direct dial phone number for ongoing service, future purchases, or phone referrals
- Regular coverage reviews sent to clients
- Regular critical updates on matters pertinent to clients specified situations
- Upon request, expert assistance with other insurance matters such as Disability Coverage, Long Term Care & Annuities
- No obligation extensive reviews of existing policies
- All prospective and existing clients enjoy a “No Pressure” Safe & Secure environment